What You Can Use In Your Practice

We’ve adapted many of our materials to enable those whose subscription includes redistribution rights (click here to see if your “subscription type” says “redistribution allowed”) to use them in their practice. Almost all of our client materials can be redistributed in print to existing clients or active prospects or posted in a secure, client-only access area of your website. Each piece’s redistribution status is denoted with one of the following symbols:

• Paid subscribers may redistribute the material in print to existing clients or active prospects or on their web site in a secure client-only access area,  per the copyright conditions stipulated in bold in the “Customizing Pieces” section below.
• We have offered a small number of companies the opportunity to participate as sponsors and to contribute research that may be of interest (non-redistributable).
• From time to time we come across charts or other external research that we may feel may be of interest to our subscribers (non-redistributable).

How to Use the Materials

Customizing Pieces

The materials we share are based on those we use in our own practice, and are carefully reviewed and edited before posting. Nonetheless, we cannot know the specifics of your business or your clients’ situations, so please make sure you carefully review each piece and make any edits as necessary.

For copyright purposes you are required to include the following copyright language in the footer of any document we provide or that incorporates our materials:

Certain material in this work is proprietary to and copyrighted by Litman/Gregory Analytics and is used by [your name or firm name] with permission. Reproduction or distribution of this material is prohibited and all rights are reserved.

However, beyond this general credit that is needed to enable us to enforce our overall copyright of the material we author, we don’t require advisors to credit Litman/Gregory with specific authorship. In fact, you may cite us as the author of an entire passage or of sections of a passage, only if it has not been edited (in other words, we aren’t comfortable having you change our words and then ascribe them to us). In practice, many advisors do moderate to substantial editing, and are comfortable with representing that it is largely original and use only the above general copyright notice. Others use blocks of text that are unchanged and cite us as the source, on the basis that our credibility adds weight to what they are looking to communicate.

Downloading Materials

Most articles, graphs, and tables that are marked as redistributable can be downloaded, but for those that aren’t, just highlight the text, images, etc. with your mouse, then choose Edit/Copy from your browser’s menu (or right-click your selection and choose Copy). Go into the destination document (e.g., a blank Word document) and choose Edit/Paste from menu.

You can also print most pages in their entirety by clicking on the print icon at the top right of the page.

For any Word, PowerPoint, and Excel documents accessed from the site, we recommend saving them to your hard drive before doing any customization. When you click on the document, you will be asked to open it or save it. Choose Save when prompted in Internet Explorer or Save to disk in Firefox. You will then be prompted to choose a location to save your file on your computer.

After saving the document, navigate to your chosen location and open the file to edit/customize it in the full version of the program (e.g., Word) rather than through your web browser version, which has limited functionality.